The Worst Moving Scams No One Is Telling You About

The Worst Moving Scams No One Is Telling You About

Every year, more than 10 million people relocate in the US. If you’re one of them and worry about being ripped off for your money by unreputable movers, you should be, according to LDM.
The moving industry players have a couple of scams up their sleeves to charge customers more than they should actually pay. In most cases, this can add up to several thousand bucks to your relocation budget and the worst thing is that people don’t even suspect they’re being ripped off!

The Worst Moving Scams No One Is Telling You About

Arm yourself with the insider knowledge we’re sharing today, protect your rights and fight against moving scams.

Moving scam #1: brokers

First things first: before signing up with any mover, you have to find out whether it’s a real mover or not. In a nutshell, you should avoid household good brokers like hell because few people ever got it straight with them.
Brokers have no insurance and deliver no moving services. They simply accept your deposit and hire a moving company to handle your order. Should any problems arise, both the broker and the moving company refuse to help their clients: movers are saying their client is the broker, not a customer, and the broker is saying he/she doesn’t provide moving services, hence all questions should be redirected to the movers.

The best way to break this vicious circle is not to enter it, ever. Use the company’s USDOT number to check whether it’s a broker or mover via this site: http://www.safersys.org/CompanySnapshot.aspx. Entity type for a broker is “BROKER’ and for a real moving company it’s “CARRIER”.

Moving scam #2: packing boxes

Here’s a straightforward scam to get more money out of you: moving companies charge up to 3 times more for the packing materials than local shops. For example, you can often get cardboard boxes for just $3 in a local shop (or even for free) while movers can charge you up to $15.
Regardless of how busy you are, consider taking care of the cardboard boxes on your own. Why pay more for the exact same stuff?

Moving scam #3: weighing

Customers are often blissfully unaware that their movers are playing all sorts of tricks when weighing their belongings to drive the weight up. Here are some of their most outrageous tactics.
Tricks with a diesel tank

You may already know that your possessions are weighed to get a cost estimate. First, an empty truck is weighed. Then, your stuff is loaded and the truck is weighed again. The difference between the two figures will determine the costs.

Little you may know that movers can weigh an empty truck with an empty diesel tank but fill it with fuel when weighing a full truck! This adds a few hundred bucks to your budget.

Tricks with wheels

Another way your movers can fool you with weighing is by placing an empty truck on a scale unevenly so that the wheels are not actually on a scale. This reduces the total weight by 1,000 to 3,000 pounds! Of course, they won’t do this when weighing a fully loaded truck and you’ll end up with a huge difference that can cost you a fortune. The Worst Moving Scams No One Is Telling You About

Adding more load

There’s a simple rule you should follow: always overlook the weighing process. If you’re not present or looking, the movers can simply add more load and you’ll end up paying more.

Moving scam #4: estimates over the phone

The moving company can call you and offer a free cost estimate. If you agree they will ask you to provide them with a list of your inventory. Few people will bother to list every item they want to move over the phone.
So the movers will give you an average figure, for example 300 cubic feet for a 2-bedroom apartment while it’s usually no less than 700.

AP: Billionaire prince among dozens arrested in Saudi sweep

AP: Billionaire prince among dozens arrested in Saudi sweep

Saudi billionaire Prince AlWaleed bin Talal looks on during a news briefing in Manama, May 8, 2012. HAMAD I MOHAMMED / REUTERS
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RIYADH, Saudi Arabia has arrested dozens of princes, senior military officers, businessmen and top officials, including a well-known royal billionaire with extensive holdings in Western companies, as part of a sweeping purported anti-corruption probe that further cements control in the hands of its young crown prince.

A high-level employee at Prince Alwaleed bin Talal’s Kingdom Holding Co. told The Associated Press that the royal, who is one of the world’s richest men, was among those detained overnight Saturday. The company’s stock was down nearly 9 percent in trading on the Saudi stock exchange.

Reports recommended those detained were held at the Ritz Carlton in Riyadh, which are the major investment conferences of U.S., Japan and other countries. A Saudi official told The Associated Press that other five-star hotels across the capital were also used to hold some of those arrested.

The surprise arrests, which also reportedly include two of the late King Abdullah’s sons, were hailed by pro-government media outlets as the greatest sign yet that Crown Prince Mohammed bin Salman is keeping his promise to reform the country, long been plagued by allegations of corruption at the highest levels of government.

 

Analysts have suggested the arrest of the royalty or critics. The prince’s swift rise to power has unnerved more experienced, elder members of the ruling Al Saud family, which has long ruled by consensus, though ultimate decision-making remains with the monarch.

The king named his son, the crown prince, as head of an anti-corruption committee established late Saturday, just hours before his arrest of top officials.

A Saudi government official with close ties to security says 11 princes and 38 others are being held. The official spoke to the AP on condition of anonymity because he was not authorized to speak to the press.

Marriott International said in a statement that it is currently evaluating the situation at the Ritz-Carlton in Riyadh. “As a matter of guest privacy, we do not discuss the guests or groups of hotels,” the statement added.

The scale of the arrests is considered in Saudi Arabia, where senior royals and their business associates are seen as operating above the law. Saudi nationals have long complaint of rampant corruption in government and of public funds being squandered or misused by people in power.

Shortly before the arrests, King Salman had ousted Prince Miteb bin Abdullah from his post as head of the National Guard. The prince is reportedly among those detained in the sweep, as is his brother, Prince Turki bin Abdullah, who was once the governor of Riyadh. Both are sons of the late King Abdullah, who ruled before his half-brother King Salman.

Prince Miteb was once considered a contender for the throne.

Saudi Aladyid al-Ibrahim, a Saudi businessman with ties to the royal family who runs the Arabic satellite group MBC; Amr al-Dabbagh, the former head of the Saudi Arabian General Investment Authority; Ibrahim Assaf, the former finance minister; and Bakr Binladin, head of the Saudi Binladin Group, a major business conglomerate.

An earlier crackdown on perceived critics of the crown prince included clerics, writers, lesser-known princes and Saudi figures popular on social media.

“The dismissals and detentions suggest that Prince Mohammed rather than forging alliances is extending his iron grip to the ruling family, the military, and the national guard to counter what it seems to be more widespread opposition within the family as well as the military to his reforms and the Yemen war, “James M. Dorsey, a Gulf specialist and senior fellow at Nanyang Technological University in Singapore, said an analysis of the shake-up.

Saudi Arabia said late Yemen at Riyadh International Airport, on the outskirts of the capital. The crown prince, as defense minister, oversees the stalemated war against Yemen’s Iranian-allied rebels.

The Finance Ministry said the anti-corruption probe “opens a new era of transparency and accountability,” enhances confidence in the rule of law and improves the kingdom’s investment climate.

It is not clear what Prince Alwaleed or others are being investigated for.

The Saudi-owned Al-Arabiya news channel said the anti-corruption probe was looking into the response to flooding in Jiddah that killed around 120 people in 2009 and devastated the city

The Best Motorcycle Route in the World

The Best Motorcycle Route in the World

Are you a biker with the passion to travel on your bike?

People around the world enjoy riding motorcycles and have experience with friends or family.

There are more than 4.12 million miles of highways in the United States alone. This makes many opportunities to enjoy riding your motorcycle in different places. But when you look abroad, you will find some of the best rides in the world.

Read on to learn about the best motorcycle trips on Earth.

Ideal Motorcycle Travel Route
Dragon Tail – North Carolina / Tennessee
Deals Gap is a mountain path that runs along the Great Smoky Mountains.

In North Carolina and the state of Tennessee, where you will find the Tail of the Dragon. The winding part of the U.S. Route 129 takes you through the mountains and encircles some of the best scenery the country has to offer.

This 11-mile highway offers a 318 iteration curve and is a fun ride for motorcyclists.

Mae Hong Son Loop – Thailand
If you are looking for an international adventure for a motorcycle trip, Mae Hong Son Loop Thailand is well worth the trip.

This circle offers more than 1,000 curves and motorcycle enthusiasts travel from all directions to experience the unique twists. The highway takes you through many of the things that make Thailand a popular tourist destination.

You will maneuver your way through the mountains, past waterfalls, villages, and temples in the past.

Tears – Tennessee trail to Alabama
If you are a motorcyclist who has an appreciation of the historic rides, Trail of Tears is one of the driving adventures for you.

The Trail of Tears is well known in American history for being the path Native Americans traveled when they were forced westward in the 1800s.

But today, motorcyclists and Native Americans gather to walk this highway as a way of honoring those who are forced to leave their land.

If you want to ride on a very historic day, go on the third Saturday of September. In addition to great weather for travel, thousands of people gather to travel on Highway 72 from Chattanooga, Tennessee, to Waterloo, Alabama.

Transalpine Route – France to Italy
How does the trip from Grenoble, France, to Venice, Italy, make sense?

The Transalpine route takes you from France to Italy, through the Alps, making it one of the most popular highways in Europe, especially during the summer. If you have a lot of time on your journey, consider traveling the whole route – more than 2,400 km. It will also take you through Switzerland and Austria along the way.

In addition to stunning views along the road and sharp turns, you will be treated to Venice, Italy as you reach the end of the route.

How to Make a Gaming Website That Make Money

How to Make a Gaming Website That Make Money

If you’re a gaming enthusiast who thinks of making money from your passion, you’re just a few simple steps to make it a reality.

Playing games has long been a favorite of the past for millions of people. And in the digital world today, making money from this hobby is easier than ever. All you need is a simple website and gaming knowledge that you can share with your readers.

Game sites are the best way to do what you love without spending much of your time.

No matter what your skill level is, delivering original value to visitors will definitely set you apart from other similar sites.

But do you know how to create a gaming site that will give you a passive income? Read on to find out.

How To Make A Gaming Website That Make Money
Write Interesting and Useful Content

The best and most efficient way to get your website noticed and visited is to write quality blog posts. Articles should be valuable to the reader and solve specific problems.

You can do reviews about your favorite games, writing about the game industry, guides, and travel guides.

If you offer free games on your site, consider making some of them pay, that players need to buy a code to access them.

Finally, consider the SEO aspect of your site if you want to rank well on Google.

Use YouTube Ads

YouTube is the most popular broadcasting platform in the world. And as a gaming lover, you’re in a perfect position to use it to monetize your site through their special game section.

For example, for each article, review or guide you post, create a short video to accompany him. Include actual footage of the game or step by step instructions.

Many people also love watching gamers play, so you can record yourself playing your favorite games and make money in the process.

Sign up for an Affiliate Marketing Program

If you post a game product review on your website, this is a great way to add multiple affiliate links.

The most popular affiliate program is Amazon’s, but you can sign up for others you like.

So every time you review something like the best router for ps4, you’ll add an affiliate link for all the mentioned routers. And if someone clicks on a link and / or buys a product, you will earn a commission.

Creating and Selling Digital Products

If you have an in-depth knowledge of the game industry or niche, you can make money by creating and selling digital products.

This can be an audio book, ebook or course on a particular topic. Although most information can be found on the internet for free, you collect it in one place and give instant access to your readers.

Underline
Now that you’ve learned how to create a game site, it’s time to test it and see if it makes money.

Start Conversation with your Sad Sad Pin

Start Conversation with your Sad Sad Pin

Charles M. Schulz famously said: “There are three things I have learned to never discuss with people … Religion, Politics, and Pumpkin Agung.” And maybe now, more than ever, he’s right!

Speaking politics is now very risky. In fact, one study revealed that one in three Americans was named or convicted for openly voicing opinions.

And that is especially true in the workplace. Or around the family dining table, for that matter. Or in the supermarket.

Wear Sad Flag Pins with Pride

Thankfully, there is a solution, and that is the Flag Flag Sad. No more than a quarter, you can wear your Sad Flag Flag proudly – and it might even trigger a great conversation.

Let’s face it, the use of American flag pins from any description has been a source of debate lately. Who uses it, who does not? Who’s wearing one upside down?

The positive side of all this is that the debate is healthy. And it must be done civilized.

We’ve heard stories that are just embarrassing, like co-workers who refused to sit next to each other because one chose Trump. Or what about people who are not friendly on Facebook because they have a Trump sticker in their car. How old are we?

This is the Rule

Instead of behaving like a toddler, just get there and have a conversation. But there are some rules.

# 1 Wear your Sad Sad Pin, as a gesture of goodwill.

# 2 Do not judge others. We are all entitled to our point of view and, just because it is not the same as yours, does not mean it is wrong. Keep an open mind and find common ground.

# 3 Do not set out to re-educate people. A good conversation is education itself. We listen, we learn, we consider different points of view. If you decide to change someone’s opinion, you will look confrontational.

# 4 Do not bite back. There is a great chance someone will try and get you stuck. Do not buy it. Be a bigger person.

And if you accidentally say the wrong thing and make someone upset, have it. Make a mistake and continue.

# 5 You catch more flies with honey. Online experiments use actors to produce different short videos about deportation of illegal immigrants. One version is opinion; Others are respectful, considered and positive.

Practice Diplomacy

When shown to a subject with a different opinion, the results are told. The speakers in the first video are described abrasive and do not know anything. In the second video, they are judged to be preferred, more diplomatic and more persuasive.

So what’s the point here? The point is that important issues need to be debated calmly and wisely. That’s the only way we’ll find a resolution.

Excessive power, ignorance, mistakenness, and a single thought will not produce anything. As we have seen lately.

Bidxcel My Honest Review


Better and legal, is what people are saying about the Bidxcel opportunity.

Penny auctions are sprouting up everywhere it seems. Things started in the direct selling industry with Zeek Rewards but then came Bidify and now there are half a dozen penny auctions all wanting a piece of the pie. But what about the eCommerce business opportunity, Bidxcel?

The Co-founders of Bidxcel are Andrew Bracken and David Hofer, both with many years of business experience in Fortune 500 companies, and years working in the penny auctions industry. Their goal is to build a superior auction site with an affiliate and network marketing component to their compensation plan. Andrew and David bring a combined experience of over 30 years of high level corporate management and IT platforms that have been recognized worldwide.

The Bidxcel IT department is run by Co-Owner David Hofer who has worked for Microsoft, Intel and AT & T. The IT department has the top of the line, the latest technology, MLM software system and experienced IT staff to run it.

The back end data management is managed by the same company that manages the largest penny auction in the world! They have the best systems, best architecture and integrations that will be sustainable for massive growth.

Richard Anzalone, V.P. of Sales, knows the network marketing industry inside and out with his 20 years of experience, both as a field leader and serving in key corporate roles.

The business opportunity is actually combined with two business models: Bidxcel and Xcelbids.

Xcelbids is the eCommerce site with a retail mall and 3 platforms of auctions; one of which is penny auctions.

Bidxcel is the back office, if you will, that supports the affiliates as well as the network marketers within Bidxcel.

The Bidxcel Compensation Plan is broke down in a way that you can make money by referring customers to your Xcelbids website to shop and use bids thus allowing you a piece of the profit sharing and / or you can grow your Bidxcel business by adding affiliates to your 3 x 9 ‘placed’ matrix. You can participate in some or all of the available income streams within Bidxcel.

Bidxcel seems to be thinking and thinking about Kevin Thompson, who has done work for Bidify, and attorney Richard Waak who has done a lot of work with Zeek Rewards. Bidxcel also has in-house attorney David Koerner ensuring legal compliance. David has 25 years experience in the network marketing industry.

With eCommerce growing by 16% a year, 194 billion dollars in 2011, shopping online is now more comfortable for the average Internet consumer.

Can Bidxcel take the top spot in eCommerce business opportunities? We can only wait and see how this company will fare in the growing auction site craze.

I have been an online marketer since 1994 and have found a lot of success in this business. I enjoy working from home because since my back injury I need a flexible work schedule. I think a lot of my success stems from the fact that I love to help others succeed.

Start Your Business with Internet Marketing


There are various reasons why there are many individuals who want to start an internet marketing business based on their own homes. Some say that the amount of money they earn from Internet marketing is higher than their monthly salary from their regular job. In fact, to the point that they get the same money or more than the salary of the caretaker and chairman of their position! This is rather true, because there are internet marketers who earn hundreds of thousands of dollars a month.

Another reason these internet marketers belong to their listings is their differences with their supervisors, spending more time with their spouse and children, the opportunity for travel that is almost impossible to do if they are just regular employees, opportunities to improve the quality of life, and etc. There may be other reasons behind their intention to start and continue their Internet marketing business based on their homes, but they all come in a single theme.

All the individuals who started their commerce in their homes were really looking for one thing – and that’s FREEDOM!

If you have an internet marketing business based on your own home, you will get freedom from your work pressures. No boss will tell you what you need to do and what not to do. There will be no watcher hours that will wake you up and go to your dead work that does not pay you enough to allow you to do what you want to do. You will be able to tell your children that you will all go to Disneyland in Yuletide season as you have enough money. You will be able to watch your favorite music or play your favorite sport as you do not have work to do.

Yes, it’s about money. However, if you do not have freedom with the things you want to do and you always act as if you are a robot that will follow everything to get more money for your family. By starting an internet marketing business based on your own home, you will be able to get rid of your boss, your bedside hours, your coats and ties, clutched customers, and other pressures that keep you from enjoying your work.

There is once an internet marketer who insists that the freedom offered by the home internet marketing business is great. She begins her day at 10 am, goes to her “official” in her favorite clothes around the house. After doing all the Internet marketing tasks in the morning, he will sleep again and will wake up at about 4 o’clock in the afternoon, do some groceries at the nearest grocery store, and check his personal computer unit if there is any update regarding the agreement he did early in the morning. He can do all this because he is the boss and is responsible for his home business. There is no real potential loss because he can control it the next day.

It is freedom-albeit in the most complicated way. You do what you want or what you need to do without asking permission or worry about what will happen to your payment slip if you leave work early … or it may take a full day or two.

However, there are some individuals who realize the benefits of freedom in starting home internet marketing business. Most internet marketers just sign up for a particular Internet marketing program and make all the money they can.

The other freedoms that you will enjoy in starting a home based internet marketing business bring your “officials” somewhere other than your bedroom or basement. Even if you’re in Disneyland, Florida’s coastal area, or at a casino casino in Las Vegas, you’ll be able to close the deal and get a lot of offers. You will feel more relaxed if you are in between your relaxation or vacationing elsewhere, you are thinking about a business that gives you a salary no matter what you do.

Start your Internet marketing business right now and tell yourself BOSS-do what you love without fear of being FIRED and LOSING!

Insurance and Driver’s License for Courier Workers

Insurance and Driver’s License for Courier Workers

Most responsible people who earn a living from a courier job will have some form of insurance coverage.
Some may be mandatory (such as third party vehicle cover) but other components may be strongly recommended for your own protection – such as carriage of goods and professional indemnity protection.

Insurance and Driver’s License for Courier Workers

However, it may be easier than you think to risk it.

Tenants Basic Insurance

It is often overlooked that many insurance policies can become invalid (thus giving fewer covers) under one of four general circumstances: • You failed to make a material materially important statement when you took out the cover. This is sometimes called ‘cheat apps’. • You have not complied with the policy requirements (eg mandatory requirements to notify your provider of changing circumstances). • The reason your claim arises as a result of your engagement in a criminal activity. • You do not comply with laws relating to your activities.

Reality

There are some circumstances that can make you face a big bill, without the support of your existing insurance policy. Take, for example, driving with an expired SIM. If this is not renewed when necessary, some form of cover of your insurance may become null and void. So if your vehicle is then damaged in an expensive accident, your insurance may not cover you.

Another example may arise if you fail to state a medical condition that has an impact on your driving ability. This not only becomes your cover insurance issue, but it can also cause your problem from a legal standpoint.

The final and classic scenario is when a person starts working on a courier job using their own vehicle. It is important to realize that, by operating your car or van to ‘hire or reward’, you can automatically cancel personal covers that you may have in a vehicle. Insurance and Driver’s License for Courier Workers

Keeping on top of everything

In many cases where worker employment insurance is inadvertently invalid, it arises from lack of awareness.

Some people are quite relaxed to renew their driving license and others consider it possible to start using their own vehicles for courier work without taking on certain commercial covers.

While true insurance can be tricky, there is little reason to make such a mistake. Most insurance providers are more than happy to answer questions and clarify where you might need to do things differently to keep your cover on.

So it’s important to be careful in checking regularly of all your current documents and nothing has changed since you completed the policy application form first.

If you want to rest easily at night knowing that you are fully and securely fulfilling your messenger work activities, we recommend that you review quickly with your insurer.

Norman Dulwich is the correspondent for the Courier Exchange, the world’s largest neutral trading center for the same day courier work in the express goods exchange industry. More than 4,000 transport exchange businesses are combined through their websites, trading jobs and capacity in a secure ‘wholesale’ environment. Insurance and Driver’s License for Courier Workers

Not Making a From Home? 5 Why

Nothing at all disqualifies it will be easy … Making money from home, that is.

Of course, it may be that the sales page states that it will be easy and easy, based on the “guru” that convinces you to buy the last money making system you need.

Do not be afraid, we all have prior experience and know the experience “is this the last program or internet business I need to accompany to generate money from home?” You usually start strongly but a few months or a few weeks and the excitement begins to turn into disappointment and then you despair and jump into the next most popular case which is without a doubt the “answer”.

Chances are, if you buy something before you can buy it first, and there’s nothing wrong with it. Well, except the essence that you will go bankrupt looking for a magic system that will generate money for you.

So why is anyone else making money from home except for you?

Or are they?

Look at 5 factors why you are not successful and what you can do now to change them.

Reason # 1. You really do not believe it is entirely possible for you.

You may be there because there is plenty of evidence to overcome them. People on Facebook, Twitter and others show proof of their own income from home. This is the essence that your own belief is that you should not create the same financial glory.

Well, I live proof that it is a myth that only a few “chosen” that produce results. Successful people do not differ from you and me.

Do not take my word for it, hear yourself from them … Watch This Video!

Reason # 2. Your attitude is rotten.

Sorry, but this is one of the things most people do not want me to admit. If you believe or simply say that it is a fraud or deception, you will not be able to earn money from the glory of your own home. It will not apply, guaranteed.

You need to change your negative attitude to be positive first and have good thinking.

Reason # 3. Errors and Distractions.

This will apply if we are stuck with social media landscapes like Facebook and other types. Also if we are bombarded by e-mail every day from the person who screamed “with me”.

making money from home

The credentials of the listings are of no value. Dodge from Facebook or have the time and effort to stay focused.

You will hear a lot of conversations out there that will try to solve your pedestal, so you should ignore it. Sometimes it will be difficult, in the future it looks almost impossible but you can train your mind to keep focused

Reason # 4. Lack of determination

We all have a desire to generate money from home and live a “living” lifestyle but what distorts the story of the triumph of failure down to desire versus evil.

Determination creates glory and no desire at all. You must be willing to do what it takes to get what you want.

Reason # 5. Less clarity

Know “why” you. Why would you want to make money from home? It seems that people who are clear and easy but thrilling should not give a certain reason and without clarity they never reach the stage of glory.

6 Surprising Ways to Save Money in Auto Insurance

6 Surprising Ways to Save Money in Auto Insurance

Secure driving and fewer points on your license will always go a long way to reduce the amount of money you pay for Elkton car insurance, but this is not the only way to keep your premiums low. Check out this surprising way to save more money in your pocket at the end of the month.
Reduce Coverage on Older Vehicles

6 Surprising Ways to Save Money in Auto Insurance

Did you know that collision coverage represents the lion’s share of insurance costs? If you drive an older, paid vehicle, you may want to consider removing this coverage. Car owners with vehicles older than 10 years should be able to benefit from dropping collision coverage.

Increase your Deductible

The lower the deductible you have on your vehicle, the higher your insurance premium. You may have chosen a lower deductible because you are financing your vehicle, but if the vehicle is paid off and you are safe driver without any accidents in your records, you may want to consider increasing your deductible. Yes, you will pay more if you have an accident, but why pay more to drive your car safely every day?

Are you still financing your vehicle? You have room when you arrive at your deductible. Most lenders ask their customers to have a $ 500 deductible or less. If you feel stuck in a budget with a $ 250 deduction, consider raising it to $ 500 to lower your monthly payments. Doing so will give you a bit of financial relief without violating your lender’s rules. 6 Surprising Ways to Save Money in Auto Insurance

Save Money on Driver Teenagers with Safety Program

Not surprisingly, teenage drivers can make your insurance premiums skyrocket overnight. It is a case of whether they have their own car or they borrow yours. One of the easiest ways to soften a financial blow is to ask your insurance company if they have a secure driver program. This program may require evidence of a driver’s education class or may just ask your teen to take an online course. Even though your teenager may not be happy to participate in the driver safety program, you will be happy when you open an insurance bill every month.

Keep All Your Insurance Policy with One Company

Multipolicy discount is money saver. Whether it’s a life insurance policy, tenant insurance, or homeowner policy, you save it when you bundle it. Almost every insurance company offers multipolicy discounts, but if you’re with an insurance company that does not offer these savings, it’s time to start shopping for new providers.

Less Drive to Save More

Today people work less than brick and mortar offices and more than the comfort of their own homes. If you telecommute, work part time from home, or carpool for a week, let your insurance company know. Spending less time on the road means you are less likely to have an accident and this is news to be celebrated by the insurance company. Cutting the amount of driving you make to and from work can reduce insurance costs.

Research Safe Car before you Buy

Are you in the market for a new vehicle? Before leaving for a dealer, do a little research. Each year the Insurance Institute for Highway Safety (IIHS) assesses vehicles for security. Cars that meet the highest standards generally cost less to ensure. Not that this vehicle will not be involved in an accident, but if so, the likelihood of injury and damage may be much smaller than other cars on the road that are not equipped with certain safety features.